Getting Married or Engaged

Insurance For and After the “Big Day”

Congratulations on your engagement! What a fabulous time in your life. We hope you cherish every moment.

Your Wedding Day should be all about you and your new life together. So, to help you to avoid any unnecessary concerns, here are some things to consider…

If your wedding plans include a celebration at a restaurant, banquet hall or similar venue, it’s important to check their insurance coverage. You will have a lot of guests and possibly some support staff on hand, so make sure they carry an adequate amount of liability insurance.

If you get married in your home, on the other hand, let your qualified Pembina Insurance Services representative check your homeowner’s policy for what will or won’t be covered.

Our experts will also walk you through what’s known as Special Event Coverage. You may be interested in these honeymoon and extra gift coverages.

We’ll make sure you have a happy and worry free (regarding insurance, anyway) day!

Tenant Insurance & Homeowners Insurance for the Newly Married

While marital status is generally not used for pricing a Tenant policy, the value of your possessions is. And that value might have just increased. Protect it!

Consider a Tenant policy from a reputable insurer. The following will be protected when you do:

  • All of your possessions – up to the policy limit (subject to a deductible)
  • Your liability – in case your actions cause injury to someone else or their property

A homeowner’s policy covers all of the above plus the home itself.

Valuables Coverage

Whether you’re a rent a place or own a home, you just got married so you probably received some gifts!

Did you get a fine china set, crystal or some precious gems for wedding presents? Did your aunt give you an antique on your big day? How about your engagement ring and wedding bands (The average wedding ring is $6,000)?

If you have a lot of valuable possessions, you should consider a rider for the valuables. This will broaden your protection. Plus, there is no deductible.

Consult with the experts at Pembina Insurance Services to learn how to value your special possessions. We can also suggest when and how to add this coverage to your policy.

In fact, Pembina Insurance Services knows how to tailor your homeowner’s or tenant coverage to all aspects of your new situation. We can discuss available discounts for things like smoke detectors, burglar alarms and multiple policies.

Five Factors – One Insurance Source

Insurance is an important part of your new life. So, you want Pembina Insurance Services as your broker because we can provide the following benefits:

  • Knowledge of all insurance coverages including homeowners, auto, and more
  • A consultative rather than a hard sell approach
  • A strong local presence in the Winnipeg and area market
  • Commitment to continuing insurance education and loss prevention
  • Our pledge to insure all of our customers with the best coverages at the best value

Call 204-452-4913 today for your newly married insurance needs. We’ll help protect you for life!