Do you need Tenant Insurance?
If you do not live with your parents and you do not own the residence you live in, then you NEED a Tenant policy. Pembina Insurance Services in Manitoba can provide you with the best Tenant policy at an unbelievable price.
If you thought you were covered by your landlord’s insurance? Think again. You’ll need tenant insurance to protect your belongings from perils like theft, vandalism, fire, and moving objects the minute you begin renting your apartment or house. According to recent estimates, nearly two-thirds of the people who rent apartments are uninsured for their contents or for any liability arising out of their tenancy. Don’t be a statistic – get covered today!
Manitoba tenant insurance assures you that you’re protected against the damage or loss of personal property when you rent an apartment on Donald Street or a house in Fort Garry. Your landlord may have insurance that protects the physical building in which you reside, but this insurance will not cover your personal property or contents. In fact, it’s not at all uncommon for landlords to require you to purchase tenant insurance prior to renting or leasing.
Do you know what it would cost to replace all the things in your residence. If everything suddenly went up in smoke, could you afford to go out and buy everything all at one time. At Pembina Insurance Services, we can help you do an inventory of your belongings, to help you determine what you have.
A Tenant Policy is probably less than you think
Not only will Manitoba tenant insurance protect your personal items, it will also give you help with temporary housing and liability protection for people on your property. What most people don`t realize is that Winnipeg tenant insurance can help protect you in case of a liability lawsuit against you. This could occur in a situation where you are held responsible for:
- Injury to another person
- Damage to the property of another party whether in or away from your apartment (don’t overflow the sink or cause a fire in a hotel you are staying at – you could be liable!)
Once you realize your need for tenant insurance, give Pembina Insurance Services a call at 204 452-4913. We can help with the rest.
What’s covered by Tenant Insurance in Manitoba?
Think of the costs associated with having to replace everything you own. What if you came home tomorrow and your apartment had burned down? Where would you go? How would you pay for new clothing, furniture, and appliances? When you ask yourself what tenant insurance covers, you can say yes to all of the above.
Tenant insurance can cover virtually all of your personal possessions. Most policies provide coverage for electronic goods and equipment, small appliances, sports equipment, cameras and photography equipment, furniture, clothing, glassware and china, and books. Items such as computers, jewelry, furs, watercraft, and firearms can also be covered with extended protection. Your tenant insurance policy will include:
- Personal property protection
- Family liability protection
- Guest medical protection
- Additional living expenses
- Voluntary property protection
Get a Manitoba Tenant Insurance Quote Today!
A 2006 poll conducted by the Insurance Research Council found that only 43% of tenants nationwide had insurance – don’t be left in the dark without coverage.
To tailor an affordable tenant insurance policy that’s right for you today, contact us by e-mail or call us at 204-452-4913. A Pembina Insurance Services expert will provide you with the best possible quote in no time.